What is an aspiration Spend & Save account?

The Aspiration Spend & Save Accounts are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer, Member FINRA/SIPC, and a subsidiary of Aspiration Partners, Inc. (“Aspiration”). Aspiration is not a bank.

What features does aspiration offer?

Plant Your Change: This optional feature rounds up every purchase made with your Aspiration card; every extra cent goes toward planting trees. Aspiration’s answer to a checking account is the “Spend” portion of its Spend & Save Account. It includes a cash-back debit card and unique banking features for environmentally conscious customers.

How much does aspiration cost?

An Aspiration account is free to open, though Aspiration does have a “Pay What Is Fair” model. To tap into perks including Planet Protection, you’ll pay a $7.99 monthly fee ($5.99 a month if you’re an annual subscriber) to access Aspiration Plus. Aspiration Plus gets you 10% cash back (rather than 3% to 5%) on your Conscience Coalition purchases.

Is aspiration a good investment?

At its core, Aspiration is a socially and environmentally conscious company that can help you make more sustainable choices — while making the most of your money. In our Aspiration review, we’ll tell you all about the account’s financial and environmental benefits, as well as pros and cons to help you decide whether the account is right for you.